Boat & Watercraft

SAFETY ON THE WATER

Out on the Open Sea

It's great to be able to take the day off and enjoy it on the water, but doing so without insuring your toys is a bad idea. Boat and watercraft insurance can act as a safety net in case of unexpected incidents. Here's why you should consider it:

1. Protection of Assets: Boats and other watercraft are significant investments and repairing or replacing them can be costly. Insurance helps protect your asset from damage due to accidents, theft, or weather conditions.

2. Liability Coverage: If an accident occurs, liability insurance can cover the costs of any injuries or property damage caused by you to others. 

3. Medical Payments: The policy can cover the costs of medical treatment in the event of an accident.

4. Uninsured/Underinsured Protection: If the other party involved in an accident doesn't have insurance or doesn't have enough insurance, your policy can cover the gap in costs.

5. Towing and Assistance: If your boat breaks down, insurance can cover the costs of on-water towing and labor.

Any gap period between seasons when the boat is in storage, boat insurance offers comprehensive cover against any risks such as fire, theft or damage.