Business Insurance
PROTECT YOUR LIVELIHOOD
Small & Medium Businesses Matter
Our goal is to assist businesses in South Carolina to thrive in the ever-changing market.
Business Owners Policy
A Business Owners Policy (BOP) consolidates various coverages into a single policy, protecting your small to medium-size business assets. Our team can evaluate the needs of your industry and provide a tailored solution that meets your specific needs.
Commercial Auto
Recognizing that each business is unique, we provide personalized insurance options that cover liability, physical damage, medical payments, and more for a wide variety of vehicles.
General Liability
Every business must protect itself against accidents or injuries that may happen on its premises. General Liability insurance can shield your business from these unexpected costs.
Workers' Compensation
By law, business owners have an obligation to ensure a safe work place. Having a Workers' Compensation coverage in place can protect your employees and your business from loss and financial damage in case of injuries, losses, medical and disability costs.
Commercial Property
We provide customized insurance solutions, protecting everything from the building to office equipment, inventory, outdoor signage, and more.
Cyber
Liability
With the increasing prevalence of cyber attacks aimed at small and medium-sized enterprises, it is crucial for businesses to protect personal client information, whether it is stored in digital or analog format.
Commercial
Umbrella
Once your General Liability, Commercial Auto, or Employer's Liability policies have reached their maximum coverage, our Commercial Liability policy will come into effect, ensuring your business remains protected and not at risk.
Errors and Omissions
Errors & Omissions (E&O) insurance provides liability coverage to protect your business against claims of professional negligence. Given the potential length and severity of these cases, the financial impact on your business can be devastating.
Professional Liability
Regardless of whether you work as a consultant, lawyer, engineer, accountant, or medical professional, professional liability coverage can come to your aid in situations where a general liability policy falls short of providing full coverage.
Group Life Insurance
Policies are not based on an individual's lifestyle habits or health factors; instead, employees are grouped together and rates are determined based on the overall risk of the group. As a result, the cost of coverage is typically significantly lower compared to purchasing an individual policy.