Personal Insurance

INSURANCE FOR A RAINY DAY

Protection Matters

Our goal is to assist South Carolina families in preparing for unforeseen circumstances that could deplete their life savings.

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Homeowners Insurance

While regular homeowner insurance provides coverage for the home, what about the valuable belongings it holds? Inside our homes, we often store furniture, clothing, jewelry, and art, and the loss of these items can be devastating and financially burdensome to replace. Reach out to our agents for advice on securing coverage for your belongings.

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Auto

Insurance

We recognize the individuality of each driver and their vehicle. Whether you need simple liability coverage or comprehensive protection including collision, comprehensive, and uninsured/underinsured motorist coverage, we assist you in tailoring an insurance policy that perfectly matches your needs and budget.

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Flood

Insurance

Water's power is often underestimated. Even a seemingly minimal amount, as little as an inch, can wreak havoc on your home's structure, its interiors, and your cherished possessions. Get coverage to protect your house from ruined carpets, warped flooring, and compromised electrical systems to the loss of priceless mementos.

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Boat & Watercraft

We provide an extensive range of coverages and options tailored to your boat, jet ski, or personal watercraft. Certain smaller watercraft or boats may even be eligible for coverage under your existing homeowners policy. When assessing your insurance requirements and premiums, factors such as the size, type, and value of your boat, personal watercraft, or jet ski will be taken into consideration.

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Condo

Insurance

Condo owners pay a mortgage and face similarities to renters. Their living space is connected to other condos, presenting unique circumstances and risks. Get a tailored Condo Owners policy for your specific needs.

Renters

Insurance

Renter's insurance protects you from many dangers in a rented unit. It covers mishaps like fire, theft, water damage, and more.

Landlord

Insurance

Renting out property can be stressful, but landlord insurance can help. It covers fire, damage, and vandalism, keeping you financially secure. It also reimburses lost rental income and covers liability claims or lawsuits.

Property & Valuables

Homeowner insurance covers the home, but what about valuable belongings? We store furniture, clothing, jewelry, and art, and losing them is financially devastating. Contact our agents for advice on coverage.

Umbrella Liability

Life is unpredictable, and standard liability limits may not cover all claims. Our Umbrella Liability Insurance offers extra protection against major claims and lawsuits, safeguarding your assets and future.

Motor &

Mobile Homes

When buying a mobile home, you need unique coverage due to its transportability and construction. Our experts can find the right options to cover your mobile home assets and liabilities.

ATV, RV, & Motorcycles

Your toys need insurance too. It covers bodily injury and property damage. Consider getting motorcycle insurance for medical payments, comprehensive and collision coverage. Discounts available for multiple policies.

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Classic

Car

In 15-20 years, classic cars become antiques. We offer collector car insurance for unique, high-performance, and uncommon vehicles. Our packages include  claim and repair choices, value protection, cost-effective premiums, liability and damage options, and agreed-upon assessments of vehicle worth.

Earthquake

Insurance

Earthquake damage can lead to significant financial losses, amounting to thousands of dollars. Sadly, most homeowners insurance policies do not provide coverage for such damage. Therefore, it is crucial to seek our expert advice on the appropriate coverage you should obtain.

TAKE CARE OF YOURSELF OR LOVED ONES

Wellness Offerings

As we grow older, it becomes imperative to ensure our ability to maintain self-care as we age or when we require support. Equally important is guaranteeing the well-being of our dear ones in the event of our passing.

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Life Insurance

Life insurance can serve as a means of saving or providing income to your dependents. Opt for Simplified Issue Whole, Term, Universal, or Whole life insurance to ensure the well-being of your family and loved ones.

Long Term Care

In today's world, the expenses associated with nursing homes and elderly care are constantly increasing. By making plans ahead of time, you can ensure that you and your loved ones will have the necessary coverage to save your assets and maintain financial security in the future.

Individual

Disability

Many studies say that Americans can have a long-term disability by the age of 65. Disability insurance replaces lost income if you can't work due to injury or illness. 

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